DAY 24: Investment books and more research…

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“If you want to grow your wealth, grow your wisdom.”

– Bo Sanchez


I stayed home all day and read the books my best friend gave me about saving and investing.  I am now a proud owner of Eduardo Roberto’s “Ang Pera na Hindi Bitin” and Bo Sanchez’  “The Abundance Formula.” The books are short and helpful but as soon as I finished reading them, I felt like it wasn’t enough so I went online and looked for other helpful tips about investing. I came across Pesos and Sense videos and I learned a lot from the first few episodes. Another book that I read and enjoyed was Robert Kiyosaki’s “Rich Dad, Poor Dad.” 


“You’re only poor if you give up. The most important thing is that you did something. Most people only talk and dream of getting rich. You’ve done something.”
Robert T. Kiyosaki, Rich Dad, Poor Dad
The first two books are perfect for Filipino readers because the authors  used examples that applies to the Filipino culture and values. It’s the same with the Pesos and Sense blog and videos by Sir Aya Laraya, they are very easy to understand and are very helpful specially to those who would like to invest in the Philippines. Rich Dad, Poor Dad is more on investing in the western settings, but it still provides good insights regarding investing in general.
If you are trying to learn about investing, those books I’ve mentioned are a good start. It will give you a general idea about how you can save money and at the same time make your money work for you. As a newbie about investing in the stock market, I think it’s important to learn more about it before putting your money in it. I was told that the lack of knowledge is one of the reasons why people lose money in the stock market.
Check out the Pesos and Sense youtube channel here.

DAY 23: Lost in Ortigas

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With only a few hours of sleep, I went to Ortigas the following day to open an account with an online broker. They are called COL Financial and you can open an account with them for as low as 5,000 pesos. I have been reading and researching about the stock market for years but never had the time to actually dive into trading. Like many others, I was afraid of the stock market because of some stories I heard about people losing money in the stock market. However, after talking to my friends during our Tagaytay trip, I found out that my best friend Ruby is actually investing her money in the stock market. Ruby and Kristine are very knowledgeable about the stock market because Ruby is an accountant and once worked in a bank, and there’s Kristine- a cum laude graduate of Polytechnic University of the Philippines with a degree in Economics. So, Estella and I were very eager to learn more about investing in the stock market and decided to open an account with COL financial. But when I decided to go to COL’s office, Estella couldn’t make it because of her job. So, i went alone and got lost, LOL.

Source : kmcmaggroup.com

Source : kmcmaggroup.com

My friends gave me a brief instruction how to go there and it sounded so simple. Plus the fact that I’ve been to the PSE tower once with my sister made me so sure that I can easily find it again. Unfortunately, the lack of sleep and being out of the country for almost 3 years got me confused and I eventually got lost. I couldn’t find a jeep that should bring me to PSE. Since I thought I was still too early (because Ruby told me that the office opens at 9AM), I decided to walk and try to find the building. I got there eventually, after 30 minutes or so of walking, LOL. I probably looked like a sweaty zombie when the lady at the COL Financial office assisted me but she took my forms with a smile and finished my application in less than 20 minutes.

Before we left Ruby’s house she gave me two books about financial literacy both written by Filipino authors and I absolutely loved them! I finished reading the books in one day. I’ll try to share more about these books later. =)

My application was approved in less than a day but it  took at least three days to access my online account. I wasn’t in a hurry to start buying stocks because I was still on vacation. We were in Hongkong when I received my user ID and password for my online account. Anyhow, I was very happy that I finally have an account. This way, my money can start working for me (once I start investing and trading) and beat inflation.

If you are interested in opening an account with COL Financial, you can check out the requirements here. COL also offers free seminars in their office. I wasn’t able to attend one since I was very busy while i was in the Philippines but I heard that they provide information regarding investing, trading strategies, and financial literacy in general.




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